Track Loans is proud to offer ethical and affordable short-term loans with interest rates that only cover the cost of providing the service. It's 201% APR is only a fraction of what other online lenders charge, making our personal loans much more affordable.

Track Loans is an online trading name of Street (UK) C.I.C and was setup Track Loans in 2016 with the aim to provide affordable short-term loans at interest rates that only cover the cost of providing the service. Track Loans is an alternative to high-cost short-term credit (HCSTC) providers who charge extortionately high rates of interest.

Financial Conduct Authority (FCA) regulations introduced in January 2015 which limits what those lenders can charge to 0.08% per day. Track Loans charge 0.02%, which is ¼ of the price cap.

Track Loans is a trading name of Street UK which is a Community Interest Company (CIC), Street UK (CIC) has been operating since 2001 providing affordable financial products and services helping thousands of people with affordable credit.

Street UK (CIC) t/a Track Loans is fully authorised and regulated by the FCA (No. 673046), we are also registered with the Information Commissioners Office (No. Z4788287) and comply with Data Protection Act 1998 and the Privacy and Electronic Communications Regulations 2003.